How it Works
A Bitcoin Mutual ₿
Members join the mutual as owners.
The contributions of the membership fees are pooled into a global risk pool made up of Bitcoin and USDC assets (the treasury).
This pool serves to pay out the beneficiaries of our members. (The amount will vary depending on your membership tier).
This risk pool is re-insured and professional administered by independent 3rd parties.
Member Rewards
Just like traditional insurers who invest the pooled insurance premiums of their policy holders, our mutual balances its treasury for claims reserves and investment returns.
These returns and any adjustment for claims are pooled into reward allocations for our members. Members can gain between 70-90% from their rewards pool allocation.
Learn how treasury is managed.
- STEP 2
The pooled assets of all our members serve to protect all members.
Insurance in its purest form, streamlined on the blockchain for transparency, efficiency & value. The treasury (pooled assets) are dynamically allocated for claims reserves (payouts) and for investment returns.
Learn more about how we approach this here:
Treasury management.
- STEP 3
The pooled assets of all our members serve to rewards all members.
The profits of the mutual (returns on investments less claims & operating costs) are allocated to the member rewards pool.
As a member you get rewarded as the returns of our treasury compound.
Learn more about how we manage member rewards:
Member Rewards Pool
